Comprehensive Financial Planning

Perfect for the client who is ready to get their financial house in order and wants a partner who has the resources and knowledge to keep the process manageable and relevant both in developing an initial plan and in making needed adjustments over time.

What to expect:

Intake Meeting:

  • 60 minute meeting, virtual or in-person if local.
  • Identification of client’s current financial situation, goals, and values.
  • Identification of action items and prioritized to-do list.
  • Ongoing collaboration to ensure financial plan developed is relevant, manageable, and comprehensive for client’s situation.

Plan Delivery Meeting:

  • 60 minute meeting, virtual or in-person if local.
  • Plan is delivered prior to meeting to enable client review.
  • Delivery of annual goal summary, recommendations, action items, and prioritized to-do list.
  • Delivery of month-by-month breakdown of goals and action items.
  • Topics covered are tailored for each client and will include a review of all the key issues of financial planning, including: investments, cash flow and debt management, tax planning, family risk management, retirement planning, education planning, legacy planning, major life transition planning and special situations planning.

Follow-up Meeting:

  • 60 minute meeting, virtual or in-person if local.
  • Check in to get an update on to-do list.
  • Revisions to goals, recommendations, action items, and to-do list if needed.
  • Assistance with implementation of recommendations.
  • Frequency is 30 days after delivery of initial financial plan and then as needed by client’s situation, typically every 6 months.

Ongoing Communication:

  • Unlimited email access.
  • Emails and calls for accountability, guidance, or updates as needed.
  • Unlimited access to educational material produced by Access Financial Planning, LLC
  • Unlimited access to Access Financial Planning’s best-in-class technology such as budgeting, account aggregation, and investment summaries.
  • Prompt communication of macroeconomic events and their potential impact on client’s financial plan.
  • Follow up meetings as needed.

Fees:

$2,500 to $5,000 one-time up-front fee and $165 to $400 per month depending on the scope and complexity of the client’s situation.

  • Ongoing financial planning services are only available to comprehensive financial planning clients.
  • One-half the total up-front fee is payable at the intake meeting and the remainder is payable at the plan delivery meeting.
  • Monthly fee begins the month following the plan delivery meeting.
  • Ongoing financial planning services may be canceled with 30 days notice.

Investment Partners

Brent Burns

Brent brings more than a decade of financial and investment experience to his work in applying academic research to the development of practical and innovative portfolio strategies. Brent’s deep background in empirical finance helped form the basis for all of Asset Dedication’s modeling and analysis. Brent holds an MBA with honors from the University of San Francisco and a BS from the University of California, Berkeley.

Daniel Yeoman

Dan joined Asset Dedication in 2012, when his startup, AdvisorShip merged with Asset Dedication. At AdvisorShip, Dan helped numerous leaders in the independent financial planning space build their businesses with website development, online marketing, and technology integration. Prior to AdvisorShip, Dan was an independent technology and business consultant for various management consulting firms and startups. Dan earned his BS in Business Administration with a concentration in Finance from Babson College.

Jeremy Fletcher CFA

Jeremy has been in fixed income management since 1991. Most recently he co-managed the $3.5 billion fixed income investment pool at the City and County of San Francisco, where he created and implemented the strategy to deliver safety, liquidity, and yield to the pool’s constituents while providing cash flows for daily operations. Previously, he was a portfolio manager responsible for over $2 billion in fixed income assets at American Century Investments. Jeremy earned his BA in Economics/Mathematics from Claremont McKenna College and holds an MBA from the University of San Francisco.

Stephen J. Huxley PHD

A recognized leader in finance, investing and economics, Stephen has more than 35 years of experience researching and applying decision theory to real world problems. His prize-winning research in scheduling led to the development of the Asset Dedication approach, which applies a time and goals-based approach to asset allocation. His work ultimately led to the book Asset Dedication: How to Grow Wealthy with the Next Generation of Asset Allocation (McGraw-Hill, 2004), which he co-authored with Brent Burns. Stephen holds a doctorate in economics from the University of California at San Diego and an undergraduate degree in business and statistics from Ohio State University.

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