Investment Management

Investment management services are provided as part a comprehensive financial plan. Ideal for clients who want guidance, structure, and a wider range of choices for their investments than is available on their own.

What to expect:

Inital Review:

  • 60 minute meeting, virtual or in-person if local.
  • Identification of client’s current financial situation, goals, and values.
  • Identification of client’s risk tolerance, time horizon, tax considerations, income needs, and any other special circumstances.

Investment Proposal Meeting:

  • 60 minute meeting, virtual or in-person if local.
  • Review of current portfolio strengths and opportunities for improvement.
  • Presentation of recommended portfolio.
  • Highlight reasons for recommended changes to portfolio holdings, asset allocation, or asset location for tax efficiency.
  • Presentation of client specific Investment Policy Statement.

Follow-up Meetings:

  • 60 minute semi-annual meeting recommended, virtual or in-person if local.
  • Also scheduled as needed by change in client’s goals, income needs, or investment plan.
  • Review portfolio performance, economic conditions, and any regulatory changes which may effect the financial plan or portfolio.

Ongoing Portfolio Management:

  • Review for tax loss harvesting opportunities and implement when appropriate.
  • Review at least annually for rebalancing opportunities, or more often as market conditions may dictate.
  • Review for revisions to portfolio holdings when appropriate within the framework of the Investment Policy Statement and tax impact of any changes to the portfolio.
  • Unlimited access to Access Financial Planning’s investment management technology such as account aggregation and portfolio reporting.

Fees:

  • Investment Management Services are provided as part of a Comprehensive Financial Plan. The flat fee for the Comprehensive Financial Plan is required for all investment management clients.
  • Investment management fees for assets which are directly managed are 0.5% of assets under management.
  • Investment Management fees are paid quarterly in advance.

Investment Partners

Brent Burns

Brent brings more than a decade of financial and investment experience to his work in applying academic research to the development of practical and innovative portfolio strategies. Brent’s deep background in empirical finance helped form the basis for all of Asset Dedication’s modeling and analysis. Brent holds an MBA with honors from the University of San Francisco and a BS from the University of California, Berkeley.

Daniel Yeoman

Dan joined Asset Dedication in 2012, when his startup, AdvisorShip merged with Asset Dedication. At AdvisorShip, Dan helped numerous leaders in the independent financial planning space build their businesses with website development, online marketing, and technology integration. Prior to AdvisorShip, Dan was an independent technology and business consultant for various management consulting firms and startups. Dan earned his BS in Business Administration with a concentration in Finance from Babson College.

Jeremy Fletcher CFA

Jeremy has been in fixed income management since 1991. Most recently he co-managed the $3.5 billion fixed income investment pool at the City and County of San Francisco, where he created and implemented the strategy to deliver safety, liquidity, and yield to the pool’s constituents while providing cash flows for daily operations. Previously, he was a portfolio manager responsible for over $2 billion in fixed income assets at American Century Investments. Jeremy earned his BA in Economics/Mathematics from Claremont McKenna College and holds an MBA from the University of San Francisco.

Stephen J. Huxley PHD

A recognized leader in finance, investing and economics, Stephen has more than 35 years of experience researching and applying decision theory to real world problems. His prize-winning research in scheduling led to the development of the Asset Dedication approach, which applies a time and goals-based approach to asset allocation. His work ultimately led to the book Asset Dedication: How to Grow Wealthy with the Next Generation of Asset Allocation (McGraw-Hill, 2004), which he co-authored with Brent Burns. Stephen holds a doctorate in economics from the University of California at San Diego and an undergraduate degree in business and statistics from Ohio State University.

More Services: 

Financial Quick Start Plan

Portfolio Review

Comprehensive Financial Plan

Comprehensive Financial Planning

Investment Advice

Retirement Planning