You Ask, I Answer!
Who is AFP’s typical client?
While every client is unique, there are clients who benefit the most from AFP’s services. AFP’s clients usually need clarity around their financial goals and how to achieve them, especially around investments and retirement planning. We will work best together if you are comfortable using technology and you have an interest in working collaboratively with your financial advisor so we can create and implement a comprehensive financial plan together.
What is AFP's philosophy? What does "fiduciary" mean?
What does “fee-only” and “fee-based” mean?
What makes AFP different from most financial advisors?
There are several important distinctions between AFP and the typical advisor. One difference is AFP is a fee-only, fiduciary advisor, meaning we are committed to putting the client’s interests and needs first, all the time, no matter what, and AFP does not receive commissions of any kind. AFP takes the time to understand the client’s unique goals, and is a true partner in the client’s journey. AFP takes pride in helping clients feel like the empowered financial goddesses that they truly are!
What is AFP’s investment philosophy?
AFP uses a client-focused, researched backed approach to investment management, which is fundamentally different than that pursued by most individual investors. It is not based on last quarter or last year’s performance, and it is not based on what is expected to happen next quarter or next year. Instead it is based on Nobel-prize winning research and discipline rather than luck, market timing, or stock-picking. We favor low cost products such as index funds from Vanguard and asset class funds from Dimensional Fund Advisors (DFA), which are diversified and low-cost portfolios tilted toward sources of higher expected return. AFP manages legacy investments, socially conscientious investments, and other client portfolio preferences as long as they are in line with AFP’s overall investment philosophy of low cost, sound investment products which align with the client’s customized Investment Policy Statement. AFP also takes great pride in helping the client’s understand and feel good about their investments.
Do I need to live in the Boston area to hire AFP?
Is it difficult to conduct business virtually?
My finances are an embarassment. Will AFP judge me?
I have a question about AFP’s services which is not frequently asked.
I want to learn more about my finances.
Empowering clients to be confident participants in their financial decisions through knowledge and access to technology is AFP’s goal. The AFP Blog page is devoted to providing relevant and timely information to clients in order to provide them with the best chance for financial success, all in a format which strives to be free from technical jargon and bias. If there is a topic you are especially interested in, let us know and if it’s relevant to our clients then AFP will be happy to add it to the AFP Blog.
“If you are facing in the right direction, all you need to do is keep on walking.”