Tax-Efficient Retirement Planning
Ideal for clients who are near or in retirement. Evaluation of retirement readiness and portfolio distribution strategies to provide tax-efficient retirement income.
Retirement planning is offered in conjunction with a comprehensive financial plan.
What to expect:
Introductory Meeting:
- 30 minute meeting to determine if we are a good fit to work together.
- Overview of client’s current financial situation, goals and values.
- Review of financial planning services and process.
- Address any questions about services offered.
- Additional meeting for a demonstration of financial planning process is offered.
On-Boarding Meetings:
- 60 minute meetings, virtual or in-person if local.
- Typically one to three meetings to establish base plan for financial planning work.
- Determination of client’s goals, values, and risk tolerance.
- Review of recommendations, areas of opportunity and areas of concern.
- Written, detailed outline of meeting discussion and to-do items provided.
Financial Planning Meetings:
- 60 minute meeting, virtual or in-person if local.
- Review progress to date.
- Update client’s goals.
- Make adjustments to the financial plan, goals, or investment portfolio as needed
- Model unlimited What-If scenarios to see the impact on financial plan for potential changes to the plan.
- Review of recommendations, areas of opportunity and areas of concern.
- Written, detailed outline of meeting discussion and to-do items provided.
Ongoing Communication:
- Unlimited email and calls for accountability, guidance, or updates as needed.
- Planning meetings scheduled as often as needed.
- Ongoing correspondence from AFP on relevant financial topics.
- Unlimited access to client portal, including performance reporting, personal financial reports, and the ability to see effects of different scenarios on financial plan.
- Financial accounts are securely linked in the financial planning software which enables continuous updates to financial data and reports.
Fees:
- Fee includes all comprehensive financial planning services.
- Investment management fees for assets which are directly managed are 0.75% of assets under management.
More Services:
Portfolio Review
Comprehensive Financial Planning
Investment Management