Tax-Efficient Retirement Planning

Ideal for clients who are near or in retirement. Evaluation of retirement readiness and portfolio distribution strategies to provide tax-efficient retirement income.

Retirement planning is offered in conjunction with a comprehensive financial plan.

What to expect:

Introductory Meeting:

30 minute meeting to determine if we are a good fit to work together.
Overview of client’s current financial situation, goals and values.
Review of financial planning services and process.
Address any questions about services offered.
Additional meeting for a demonstration of financial planning process is offered.

On-Boarding Meetings:

60 minute meetings, virtual or in-person if local.
Typically one to three meetings to establish base plan for financial planning work.
Determination of client’s goals, values, and risk tolerance.
Review of recommendations, areas of opportunity and areas of concern.
Written, detailed outline of meeting discussion and to-do items provided.

Financial Planning Meetings:

60 minute meeting, virtual or in-person if local.
Review progress to date.
Update client’s goals.
Make adjustments to the financial plan, goals, or investment portfolio as needed
Model unlimited What-If scenarios to see the impact on financial plan for potential changes to the plan.
Review of recommendations, areas of opportunity and areas of concern.
Written, detailed outline of meeting discussion and to-do items provided.

Ongoing Communication:

Unlimited email and calls for accountability, guidance, or updates as needed.
Planning meetings scheduled as often as needed.
Ongoing correspondence from AFP on relevant financial topics.
Unlimited access to client portal, including performance reporting, personal financial reports, and the ability to see effects of different scenarios on financial plan.
Financial accounts are securely linked in the financial planning software which enables continuous updates to financial data and reports.

Fees:

$6,000 annual flat fee, payable quarterly.

Fee includes all comprehensive financial planning services.
Investment management fees for assets which are directly managed are 0.5% of assets under management and is in addition to the flat financial planning fee.

More Services:

Portfolio Review

Comprehensive Financial Planning

Investment Management